**Initial Interest Rate** — The interest rate that is initially assessed on an adjustable rate mortgage (ARM) and advertised in the origination process. The initial interest rate will be in force for a limited period of time, typically between 12 and 24 months. After this… … Investment dictionary

**Rate of return** — In finance, rate of return (ROR), also known as return on investment (ROI), rate of profit or sometimes just return, is the ratio of money gained or lost (whether realized or unrealized) on an investment relative to the amount of money invested.… … Wikipedia

**Rate equation** — The rate law or rate equation for a chemical reaction is an equation that links the reaction rate with concentrations or pressures of reactants and constant parameters (normally rate coefficients and partial reaction orders).[1] To determine the… … Wikipedia

**rate** — 1. A record of the measurement of an event or process in terms of its relation to some fixed standard; measurement is expressed as the ratio of one quantity to another ( e.g., velocity, distance per unit … Medical dictionary

**rate** — The cost of debt service paid by a borrower or issuer to a lender or investor. The rate is expressed as an annual percentage of the amount borrowed. For some notes and bonds that pay interest semiannually, the semiannual interest due to the… … Financial and business terms

**Rate of profit** — In economics and finance, the profit rate is the relative profitability of an investment project, of a capitalist enterprise, or of the capitalist economy as a whole. It is similar to the concept of the rate of return on investment. In Marxian… … Wikipedia

**period** — 1. A certain duration or division of time. 2. One of the stages of a disease, e.g., p. of incubation, p. of convalescence. SEE ALSO: stage, phase. 3. Colloquialism for menses. 4. Any of the horizontal rows of chemical elements in the … Medical dictionary

**Rate Of Return** — The gain or loss on an investment over a specified period, expressed as a percentage increase over the initial investment cost. Gains on investments are considered to be any income received from the security plus realized capital gains. A rate of … Investment dictionary

**Adjustable-rate mortgage** — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… … Wikipedia

**5-1 Hybrid Adjustable-Rate Mortgage - 5-1 Hybrid ARM** — An adjustable rate mortgage (ARM) with an initial five year fixed interest rate. After this initial five year period, the interest rate begins to adjust on an annual basis according to an index plus a margin (or, the fully indexed interest rate) … Investment dictionary